Group Insurance Environment Essay Example | Topics and Well Written Essays - 250 words

Group Insurance Environment - Essay Example Some of the programs offered include preventive services, emergency services, alcohol and substance abuse, mental health services, pregnancy and maternity care, and emergency services. Dental care is provided through Delta Dental. This depends on the choice of network by the employee. In this case, the employee may visit any dentist of choice but the maximum benefits are available when the employee chooses Delta provider (AMB 6). Vision care benefits provide eye coverage. However, one is required to use Vision Service Plan (VSP) (AMB 7). 2) Identify the following benefits as either a form of â€Å"Group Insurance† or â€Å"Self-Funding† Benefits: Retirement Plans, Employee Assistance Program (EAP), Employee Stock Purchase Plans (ESPP), and Stock Grants. Apart from the security benefits of today, AMB assists employees to plan for their future by allowing employees to save toward their retirement. Employees contributions are automatically deducted their paycheck on a pretax basis (AMB 4). AMB also provides Employee-Assistance Program (EAP) to all eligible employees and their eligible dependants, free of charge. This includes confidential counseling and referral services for issues that may affect employees’ personal life or even job performance (AMB 5). They help in areas like marital problems, emotional or stress related issues, drug abuse, child and elder care, financial assistance, and legal matters. AMB also provides voluntary benefits in terms of education and training programs in support of professional development of employees. They provide employees with tuition fees, seminar reimbursement programs and conferences. AMB arranges for flexible spending accounts (FSAs). This allows employees to pay their care expenses with pretax dollars. When employees enroll in FAS, the amount they select is deducted from their paycheck on a pretax basis. Federally mandated benefits in AMB’s plan includes paying less in taxes

Smoking and Tobacco - Cigarettes Advertising and its Effects on Young Adults :: Argumentative Persuasive Topics

Tobacco Advertising and its Effects on Young Adults In this world there are many injustices that deal with our children. A main injustice is the advertising of tobacco directed to our youths. Every day 3,000 children start smoking, most of them between the ages of 10 and 18. These kids account for 90 percent of all new smokers. In fact, 90 percent of all adults state that they first start smoking as a teenager. The statistics clearly show that young people are the prime targets of tobacco sales. The head of these media companies are Marlboro and Camel. Marlboro uses a western character known as The Marlboro Man, and Camel uses the "smooth character" Joe Camel. Joe Camel who is shown as a camel with complete style has been attacked by many Tobacco-Free Kids organizations as a major influence on the children of America. Researchers at the Medical College of Georgia report that almost as many 6-year olds recognize Joe Camel as they do Mickey Mouse. That is very shocking information for any parent to hear. Children are attracted by these advertisements because they like cartoons, and they think that a cartoon is harmless and what the cartoon does is harmless too. There is so much cigarette advertising out there a child is sure to be struck by its attention. The companies deny that these symbols target people under 21 and claim that their advertising goal is simply to promote brand switching. Illinois Rep. Richard Durbin disagrees with this statement stating "If we can reduce the number of young smokers, the tobacco companies will be in trouble and they know it". The companies go toward a market that is not fully aware of the harm that cigarettes are capable of to keep their industry alive and well. When kids were asked why they started smoking, they gave two contradictory reasons: They wanted to be a part of the crowd. Children don't want to be left out, they want to be wanted. If their peers are smoking then they will want to smoke too. They also wanted to reach out and rebel at the same time. When children are told over and over by more authoritative people not to do something, then they are going to do it. They do this just to get back at the authorities or to satisfy their curiosity.

When the airway passages reacts

Asthma is a chronic disease of the lung. Asthma is an occasional constriction of the airways caused by inflammation   lined with excessive mucus (â€Å"Asthma Facts†, 1996-2007).It is a controllable chronic lung disease but it is not a curable one. The swelling causes the airways to be very susceptible to different environmental irritants.When the airway passages reacts to the environmental irritants, the muscles surrounding it contracts and causes the airways to get narrow and more swollen and produce more mucus making the air difficult to move in and out of the lung tissues that causes difficulty in breathing and coughing. (â€Å"Asthma Facts†, 1996-2007).Asthma can affect people of all ages and races but they are often seen and diagnose in children. Children with family history of asthma have high risk of having this lung disease than those who haven’t had history in their family (â€Å"Asthma†, 2006).The prevalence is more often on young boys than yo ung girls but this changes in adult life because woman are more affected than man (â€Å"Asthma†, 2006). There are also some risk factors that may contribute in the progress of this lung disease. The risk factors are the following (â€Å"Asthma†, 1998): (1) Exposure to second hand smoke such as cigarette smoking.Pregnant woman should avoid smoking because of the content of the cigarette or tobacco can be passed on to the fetus. Infants or children of different ages should be protected by their mother from second hand smoke because study shows that children that are lessen are not merely expose to second hand smoke are more protected or has a lower possibility of developing an asthma (Huggins, 2007). Study also shows that nowadays, children ages 18 below have asthma (Huggins, 2007).Protection from the second hand smoke is needed because those substances or cigarette content can have harmful effects on the fetus or children especially in the development of their lungs; ( 2) Having parents with asthma is also a big factor. This lung disease can also be hereditary.Parents must be taking care of themselves or should take the necessary medications to lessen or alleviate the possibility of the development of asthma of their children; (3) Low birth weight can also contribute to the development of this disease.

Homosexuality Is Not a Psychological Disorder Essay

Homosexuality is not a psychological disorder†¦ In the past, homosexuality was considered to be a psychological disorder, up until the APA removed it from its list of mental illnesses. This was due to the fact that homosexuality causes no form of impairment on the individual’s judgment, stability, reliability, or general social and or vocational abilities. This decision made over 30 years ago, has caused a lot of criticism, many believe that the APA’s decision was made due to the amount of influence that the homosexual activism and not according to the scientific data that was collected. There are two possible sides to this assumption about whether or not homosexuality is and should be considered a psychological disorder. According to an†¦show more content†¦Homosexuality is considered not to be a mental disorder due to the fact that their actions don’t impair their ability to function either at work or in their personal lives. Homosexuality doesn’t have an effect on their ability to function or hinder their ability to handle their responsibilities at work, nor does it prevent them from being able to create and maintain long lasting and healthy personal relationships. Homosexuals are just as psychologically healthy as any heterosexual is. The infamous Sigmund Freud and Havelock Ellis adopted a more accepting stance regarding homosexuality. Ellis in 1901, argued that homosexuality was inborn thus it wasn’t immoral, that it wasn’t truly a disease, and many homosexuals had contributed outstandingly in society. Sigmund Freud had another stance about homosexuality, and that was that he felt that all human beings were innately bisexual, and those they actually become eit her homosexual or heterosexual as the result of their past experiences with their parents and others. Either way Freud agreed with Ellis that homosexuality shouldn’t be viewed as a form of pathology. In a very famous letter that Freud wrote to a mother back in 1935, he stated that homosexuality cannot be considered as an illness, and that he considered it to be a variation of sexual function produced by certain area of sexual development. He then went on to note thatShow MoreRelatedHomosexuality As A Psychological Disorder1511 Words   |  7 PagesThe social argument for homosexuality dates back to the ancient Greeks. Aristophanes, in his Symposium investigates homosexuality, although not termed as such, as a desire by men to share a long-term fulfillment of the soul. He believed that two souls are longing to be together, and the sexual desire alone is not strong enough to create homosexuality, but that the cultural environment allows or forbids the relationship to occur (He ffner, 2003). 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